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Photos New Construction
$348,900 Mortgage Calculator
163 ALLEGRA LANE
North Kingstown, RI / 02852
MLS# 1119636
Type: Condo
Complex Name: SLOCUM HEIGHTS
Beds: 2 Beds
Baths: 2 Full / 0 Half
Living Area: 1,600 sq. ft.
Style Type: One Level
Listed by: Bob Medeiros Watermark Realty, LLC
Office: 401-921-5300
Photos 360 View
$250,000 Mortgage Calculator
433 WEST MAIN RD
Little Compton, RI / 02837
MLS# 1093758
Type: Vacant Land
Neighborhood: WEST MAIN RD / COMMONS
Lot Frontage: 0 ft.
Lot Size: 24,000 sq. ft.
Lot Type: Residential, Agriculture
Listed by: Welchman Real Estate Group KELLER WILLIAMS RLTY NEWPORT
Office: 401-845-9200
Photos Handicap New Construction
$459,000 Mortgage Calculator
61 HAMILTON FARM RD
North Kingstown, RI / 02852
MLS# 1114590
Type: Condo
Complex Name: Hamilton Farm Condomin
Beds: 2 Beds
Baths: 3 Full / 0 Half
Living Area: 2,550 sq. ft.
Style Type: One Level
Listed by: Robert Marcello Fieldstone Properties, Inc.
Office: 401-295-0300
Photos New Construction
$659,900 Mortgage Calculator
2 STEBER WY
Rehoboth, MA / 02769
MLS# 1116433
Type: Single Family
Neighborhood: VIAL FARM
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,076 sq. ft.
Lot Size: 62,726 sq. ft.
Listed by: Gina Perry The Mello Group, Inc.
Office: 508-640-0505
Photos 360 View
$339,000 Mortgage Calculator
35 FORBES ST
Providence, RI / 02908
MLS# 1119767
Type: Single Family
Neighborhood: ELMHURST
Beds: 3 Beds
Baths: 2 Full / 2 Half
Living Area: 2,544 sq. ft.
Lot Size: 4,791 sq. ft.
Listed by: Deb Hackett RE/MAX Town & Country
Office: 401-333-0020
Photos 360 View
$449,000 Mortgage Calculator
33 WALTER ST
Barrington, RI / 02806
MLS# 1114207
Under Contract Status: Soliciting Back-up Offers
Type: Single Family
Neighborhood: NAYATT SCHOOL DISTRICT
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 2,000 sq. ft.
Lot Size: 7,500 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
Photos 360 View
$649,000 Mortgage Calculator
19 PHEASANT RUN
North Kingstown, RI / 02874
MLS# 1118585
Type: Single Family
Neighborhood: QUAIL HOLLOW
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 5,118 sq. ft.
Lot Size: 80,150 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
Photos
$244,900 Mortgage Calculator
326 UNION AV
Cranston, RI / 02909
MLS# 1106956
Type: Commercial
Neighborhood: SILVER LAKE
# of Buildings: 1
Total Sq Ft: 2,229 sq. ft.
Building Type: Food/Beverage
Listed by: The Sussy Deleon Team RE/MAX New Horizons
Office: 401-331-8855
Photos
$1,350,000 Mortgage Calculator
0 PUNCATEST NECK RD
Tiverton, RI / 02878
MLS# 1036774
Type: Vacant Land
Neighborhood: FOGLAND BEACH SEAPOWET
Lot Frontage: 800 ft.
Lot Size: 1,038,470 sq. ft.
Lot Type: Residential, Agriculture, Mixed Use
Listed by: Welchman Real Estate Group KELLER WILLIAMS RLTY NEWPORT
Office: 401-845-9200
Photos 360 View
$745,000 Mortgage Calculator
0 CRAIG DR
Barrington, RI / 02806
MLS# 1096524
Type: Single Family
Neighborhood: BARRINGTON RIVER VIEWS
Beds: 4 Beds
Baths: 4 Full / 0 Half
Living Area: 4,500 sq. ft.
Lot Size: 29,186 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.