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$495,000 Mortgage Calculator
19 PENINSULA RD
South Kingstown, RI / 02879
MLS# 1067221
Type: Single Family
Neighborhood: MATUNUCK
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 2,983 sq. ft.
Lot Size: 15,246 sq. ft.
Listed by: BILL Freeman RE/MAX FLAGSHIP, INC.
Office: 401-789-2255
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$5,500,000 Mortgage Calculator
26 LEES WHARF ST
Newport, RI / 02840
MLS# 1071301
Type: Condo
Complex Name: Newport Harbor Marina
Beds: 0 Beds
Baths: 0 Full / 0 Half
Living Area: 0 sq. ft.
Style Type: Slip
Listed by: Gordon King WILLIAM RAVEIS CHAPMAN ENSTONE
Office: 401-846-3800
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$763,900 Mortgage Calculator
62 SPARTINA COVE WY
South Kingstown, RI / 02879
MLS# 1070136
Type: Single Family
Neighborhood: SALT POND
Beds: 4 Beds
Baths: 4 Full / 0 Half
Living Area: 3,600 sq. ft.
Lot Size: 42,689 sq. ft.
Listed by: Jon George Zen Real Estate Group
Office: 401-270-1251
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$255,000 Mortgage Calculator
280 WILLISTON WY
Pawtucket, RI / 02861
MLS# 1063395
Type: Single Family
Neighborhood: DARLINGTON
Beds: 4 Beds
Baths: 2 Full / 0 Half
Living Area: 1,999 sq. ft.
Lot Size: 6,900 sq. ft.
Listed by: Jan Parrillo Parrillo Realty Group, LLC
Office: 401-228-6660
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$124,900 Mortgage Calculator
3399 POST RD
Warwick, RI / 02886
MLS# 1067411
Type: Condo
Complex Name: Village Green Apponaug
Beds: 2 Beds
Baths: 2 Full / 1 Half
Living Area: 992 sq. ft.
Style Type: Town House
Listed by: Ronnie TOSONI RE/MAX Professionals
Office: 401-884-6050
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$89,900 Mortgage Calculator
38 HAROLD ST
Providence, RI / 02908
MLS# 1073605
Type: Multi-Family
Neighborhood: OFF VALLEY STREET
# of Units: 2
Total Beds: | Unit1(1), Unit2(2), Beds
Total Baths: 2 | Unit1(1), Unit2(1), Full
Building Area: 1,265 sq. ft.
Listed by: Gayle Moone Real Estate Masters, Inc.
Office: 401-738-1130
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$269,000 Mortgage Calculator
42 HIGH ST
Bristol, RI / 02809
MLS# 1058216
Type: Condo
Complex Name: CODMAN PLACE
Beds: 1 Beds
Baths: 1 Full / 1 Half
Living Area: 1,080 sq. ft.
Style Type: Town House
Listed by: Debra Jobin RE/MAX River's Edge - Bristol
Office: 401-254-1776
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$169,900 Mortgage Calculator
36 EAGLE RUN
Warwick, RI / 02889
MLS# 1075423
Type: Condo
Complex Name: EAGLES NEST
Beds: 2 Beds
Baths: 1 Full / 1 Half
Living Area: 1,218 sq. ft.
Style Type: Town House
Listed by: Ronnie TOSONI RE/MAX Professionals
Office: 401-884-6050
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$267,000 Mortgage Calculator
25 PRIMROSE LANE
Johnston, RI / 02919
MLS# 1070979
Type: Single Family
Neighborhood: JOHNSTON
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 1,877 sq. ft.
Lot Size: 20,000 sq. ft.
Listed by: Mary Iacono COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$580,000 Mortgage Calculator
245 BROAD HILL WY
South Kingstown, RI / 02879
MLS# 1070590
Type: Single Family
Neighborhood: BROAD HILL
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,184 sq. ft.
Lot Size: 435,600 sq. ft.
Listed by: Keri-Ann McAlice North Star Realty, LLC
Office: 401-234-0505
Click here for AAA Southern New England for the mortgage that is right for you!
 
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TrashVeo - Curbside Service for Your Property. Take Out & Bring In Your Barrels Each Week. Click here for the Dean de Tonnancourt Team – Leading You Home!
The country's oldest bank. Barristers Real Estate Advisors, LLC - Providing real estate advisory services to buyers, sellers and investors.

Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.

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