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$599,000 Mortgage Calculator
2 BROADVIEW DR
Barrington, RI / 02806
MLS# 1131174
Type: Single Family
Neighborhood: NAYATT - BRICK POND
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 2,176 sq. ft.
Lot Size: 24,021 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$649,000 Mortgage Calculator
19 PHEASANT RUN
North Kingstown, RI / 02874
MLS# 1118585
Under Contract Status: Inspection Period
Type: Single Family
Neighborhood: QUAIL HOLLOW
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 5,118 sq. ft.
Lot Size: 80,150 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$244,900 Mortgage Calculator
326 UNION AV
Cranston, RI / 02909
MLS# 1106956
Type: Commercial
Neighborhood: SILVER LAKE
# of Buildings: 1
Total Sq Ft: 2,229 sq. ft.
Building Type: Food/Beverage
Listed by: The Sussy Deleon Team RE/MAX New Horizons
Office: 401-331-8855
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$899,000 Mortgage Calculator
90 - B OLD MAIN RD
Little Compton, RI / 02837
MLS# 1048936
Type: Single Family
Neighborhood: WINDMILL HILL
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 2,072 sq. ft.
Lot Size: 178,595 sq. ft.
Listed by: Welchman Real Estate Group KELLER WILLIAMS RLTY NEWPORT
Office: 401-845-9200
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$349,000 Mortgage Calculator
42 ANTHONY RD
Foster, RI / 02825
MLS# 1115960
Type: Single Family
Neighborhood: FOSTER
Beds: 5 Beds
Baths: 3 Full / 1 Half
Living Area: 5,678 sq. ft.
Lot Size: 609,840 sq. ft.
Listed by: Mary Iacono COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$839,000 Mortgage Calculator
36 CAMERON WY
Rehoboth, MA / 02769
MLS# 1117313
Type: Single Family
Neighborhood: STILL MEADOW PARK II
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,000 sq. ft.
Lot Size: 60,380 sq. ft.
Listed by: Jennifer Mello The Mello Group, Inc.
Office: 508-640-0505
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$345,900 Mortgage Calculator
77 - LOT49 TEAKWOOD DRIVE WEST .
Coventry, RI / 02816
MLS# 1120989
Type: Single Family
Neighborhood: THE OAKS
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 1,799 sq. ft.
Lot Size: 21,894 sq. ft.
Listed by: Glenn Carpenter RE/MAX Professionals
Office: 401-884-6050
$175,000 Mortgage Calculator
0 SYLVESTER ST
Barrington, RI / 02806
MLS# 1124780
Type: Vacant Land
Neighborhood: PRIMROSE
Lot Frontage: 150 ft.
Lot Size: 11,269 sq. ft.
Lot Type: Residential
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$2,875,000 Mortgage Calculator
54 BUCKNAM RD
Richmond, RI / 02894
MLS# 1119795
Type: Single Family
Neighborhood: WOOD RIVER
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 2,900 sq. ft.
Lot Size: 6,873,768 sq. ft.
Listed by: Allen Gammons BHHS Gammons Realty
Office: 401-886-6100
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$623,000 Mortgage Calculator
285 WINSLOW WY
Swansea, MA / 02777
MLS# 1117184
Type: Single Family
Neighborhood: TOUISSET/ WARREN LINE
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,270 sq. ft.
Lot Size: 30,056 sq. ft.
Listed by: Alyson Roslonek The Mello Group, Inc.
Office: 508-640-0505
5% Down Jumbo Mortgage only from Coastway Communty Bank
 
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Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.