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$329,000 Mortgage Calculator
48 BENNINGTON RD
Cranston, RI / 02920
MLS# 1062822
Type: Single Family
Neighborhood: DEAN ESTATES
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 2,510 sq. ft.
Lot Size: 9,766 sq. ft.
Listed by: The Weller Team RE/MAX Central
Office: 401-823-7600
Photos New Construction
$844,000 Mortgage Calculator
1200 HOPE ST
Bristol, RI / 02809
MLS# 1069726
Type: Single Family
Neighborhood: ROCKWELL
Beds: 5 Beds
Baths: 0 Full / 0 Half
Living Area: 5,300 sq. ft.
Lot Size: 52,272 sq. ft.
Listed by: Dory Skemp Coldwell Banker Res. Brokerage
Office: 401-247-0202
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$64,900 Mortgage Calculator
0 HOWARD AV
Coventry, RI / 02816
MLS# 1065958
Type: Vacant Land
Neighborhood: HARRIS
Lot Frontage: 120 ft.
Lot Size: 32,893 sq. ft.
Lot Type: Residential
Listed by: John Ruzzo Stone Ridge Realty
Office: 401-397-7900
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$369,900 Mortgage Calculator
98 OVERHILL RD
Warwick, RI / 02818
MLS# 1064945
Type: Single Family
Neighborhood: COWESETT/SPENCER AVE
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 1,620 sq. ft.
Lot Size: 8,500 sq. ft.
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$459,000 Mortgage Calculator
7 GLENFIELD RD
Barrington, RI / 02806
MLS# 1061094
Type: Single Family
Neighborhood: NAYATT, BRICKYARD POND
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 1,705 sq. ft.
Lot Size: 14,042 sq. ft.
Listed by: Anna Clancy Residential Properties, Ltd.
Office: 401-245-9600
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$194,900 Mortgage Calculator
65 MACARTHUR DR
Warwick, RI / 02889
MLS# 1070138
Type: Single Family
Neighborhood: BUTTONWOODS
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,638 sq. ft.
Lot Size: 5,340 sq. ft.
Listed by: Stephanie Soscia Premier Homes Realty, LLC
Office: 401-946-6300
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$498,000 Mortgage Calculator
75 FOX RIDGE DR
Cranston, RI / 02921
MLS# 1074319 NEW
Type: Single Family
Neighborhood: FOX RIDGE
Beds: 3 Beds
Baths: 3 Full / 1 Half
Living Area: 3,063 sq. ft.
Lot Size: 20,098 sq. ft.
Listed by: Debbie Grimaldi RE/MAX 1st Choice
Office: 401-943-6111
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$475,000 Mortgage Calculator
336 NORTH LANE
Bristol, RI / 02809
MLS# 1071831
Type: Condo
Complex Name: North Farm on the Bay
Beds: 3 Beds
Baths: 3 Full / 0 Half
Living Area: 2,363 sq. ft.
Style Type: One Level
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$965,000 Mortgage Calculator
2 CORR WY
East Greenwich, RI / 02818
MLS# 1073189
Type: Single Family
Neighborhood: WESTWOOD FARMS
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 4,355 sq. ft.
Lot Size: 100,624 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$289,900 Mortgage Calculator
37 NAMQUID DR
Middletown, RI / 02842
MLS# 1067380
Type: Single Family
Neighborhood: BIRCHWOOD
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 1,952 sq. ft.
Lot Size: 8,276 sq. ft.
Listed by: William Ramey KELLER WILLIAMS RLTY NEWPORT
Office: 401-845-9200
Click here for Wells Fargo -Heath Lefort
 
Click Here for Janis Cappello Coldwell Banker Residential Brokerage
Click here for The Wright Connection - RE/MAX Professionals Click here for the Law Offices of George M. Cappello, LTD
The Entry Only Listing Service is a licensed real estate company in Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. Jo-Ann Molinaro - Moving RI

Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.

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