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$297,000 Mortgage Calculator
242 TERRACE AV
East Providence, RI / 02915
MLS# 1056190
Type: Single Family
Neighborhood: NARRAGANSETT TERRACE
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,668 sq. ft.
Lot Size: 5,000 sq. ft.
Listed by: Ted Ngo William Raveis Chapman Enstone
Office: 401-751-8100
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$184,900 Mortgage Calculator
188 - 190 VERMONT AV
Providence, RI / 02905
MLS# 1053214
Type: Multi-Family
Neighborhood: WASHINGTON PARK
# of Units: 2
Total Beds: | Unit1(2), Unit2(3), Beds
Total Baths: 2 | Unit1(1), Unit2(1), Full
Building Area: 1,725 sq. ft.
Listed by: Kathy Souza RE/MAX Preferred
Office: 401-353-2200
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$529,300 Mortgage Calculator
12 DEER RUN
Scituate, RI / 02831
MLS# 1053706
Type: Single Family
Neighborhood: KNIGHT FARMS
Beds: 4 Beds
Baths: 4 Full / 0 Half
Living Area: 3,969 sq. ft.
Lot Size: 40,872 sq. ft.
Listed by: Alayna Berek Adams Realty
Office: 401-295-7600
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$1,185,000 Mortgage Calculator
29 GLEN AV
Barrington, RI / 02806
MLS# 1053871
Type: Single Family
Neighborhood: NAYATT POINT WATERVIEW
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 4,229 sq. ft.
Lot Size: 27,200 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$99,000 Mortgage Calculator
0 SHADOW RIDGE DR
Richmond, RI / 02812
MLS# 1038473
Type: Vacant Land
Neighborhood: SHADOW PINES
Lot Frontage: 180 ft.
Lot Size: 82,328 sq. ft.
Lot Type: Residential
Listed by: Donna SABITONI Fieldstone Properties, Inc.
Office: 401-295-0300
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$599,900 Mortgage Calculator
273 ARNOLDS NECK DR
Warwick, RI / 02886
MLS# 1061920
Type: Single Family
Neighborhood: APPONAUG COVE
Beds: 3 Beds
Baths: 3 Full / 1 Half
Living Area: 2,280 sq. ft.
Lot Size: 4,310 sq. ft.
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$449,000 Mortgage Calculator
2 SPYGLASS CIR
Hopkinton, RI / 02832
MLS# 1058152
Type: Condo
Complex Name: RESIDENCES@FENNER HILL
Beds: 2 Beds
Baths: 2 Full / 1 Half
Living Area: 2,700 sq. ft.
Style Type: Town House
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$999,000 Mortgage Calculator
239 SEASIDE DR
Jamestown, RI / 02835
MLS# 1043447
Type: Single Family
Neighborhood: JAMESTOWN SHORES
Beds: 3 Beds
Baths: 3 Full / 0 Half
Living Area: 2,184 sq. ft.
Lot Size: 18,153 sq. ft.
Listed by: Donna SABITONI Fieldstone Properties, Inc.
Office: 401-295-0300
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$149,000 Mortgage Calculator
365 WATERMAN AV
East Providence, RI / 02914
MLS# 1042996
Type: Commercial
Neighborhood:
# of Buildings: 1
Total Sq Ft: 1,152 sq. ft.
Building Type: Office, Retail, Commercial
Listed by: T/K Team Travassos-Kusiak Team RE/MAX River's Edge
Office: 401-433-5100
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$589,900 Mortgage Calculator
15 ASHLYNN WY
Rehoboth, MA / 02769
MLS# 1051376
Type: Single Family
Neighborhood: SOUTH WOODS
Beds: 5 Beds
Baths: 3 Full / 0 Half
Living Area: 3,191 sq. ft.
Lot Size: 60,436 sq. ft.
Listed by: Jimmy Andrade The Mello Group, Inc.
Office: 401-339-1506
Click here to visit Union Federal Savings Banks
 
Be smart and get the opinion of a well-respected, local real estate appraiser – L. Gerry Keefe. I specialize in Aquidneck Island and all the 6 communities of Newport County, RI. I have done over 5,000 appraisals in Newport County.
Click here for Homestar Mortgage Click here for The Wright Connection - RE/MAX Professionals
The right home starts with the right loan - Navigant Credit Union - Click Here Lila Delman - Serving buyers and sellers of fine properties since 1964.

Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.

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