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$1,129,000 Mortgage Calculator
30 LENIHAN LANE
East Greenwich, RI / 02818
MLS# 1074958
Type: Single Family
Neighborhood: THE WOODS
Beds: 4 Beds
Baths: 5 Full / 1 Half
Living Area: 7,266 sq. ft.
Lot Size: 44,694 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$117,000 Mortgage Calculator
103 APPLETON ST
Cranston, RI / 02910
MLS# 1064067
Type: Single Family
Neighborhood: STADIUM
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,300 sq. ft.
Lot Size: 3,200 sq. ft.
Listed by: Sylvia Santilli Gateway Realty
Office: 401-954-8997
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$339,900 Mortgage Calculator
49 KEATS DR
North Kingstown, RI / 02852
MLS# 1078351
Type: Single Family
Neighborhood: NORTHBRIAR/QUIDNESSETT
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 2,690 sq. ft.
Lot Size: 30,640 sq. ft.
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$525,000 Mortgage Calculator
41 HAWTHORNE AV
Barrington, RI / 02806
MLS# 1074599
Type: Single Family
Neighborhood: HARBOUR'S - RUMSTICK
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 1,984 sq. ft.
Lot Size: 12,588 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$169,900 Mortgage Calculator
47 SHERWOOD AV
Warwick, RI / 02888
MLS# 1069049
Type: Single Family
Neighborhood: NORWOOD
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,224 sq. ft.
Lot Size: 8,500 sq. ft.
Listed by: Brian Dupont Real Estate Masters, Inc.
Office: 401-738-1130
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$240,000 Mortgage Calculator
139 FOSTER ST
Burrillville, RI / 02830
MLS# 1072094
Type: Single Family
Neighborhood: HARRISVILLE
Beds: 2 Beds
Baths: 1 Full / 1 Half
Living Area: 1,814 sq. ft.
Lot Size: 13,743 sq. ft.
Listed by: Michelle Keach RE/MAX 1st Choice
Office: 401-943-6111
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$5,500,000 Mortgage Calculator
26 LEES WHARF ST
Newport, RI / 02840
MLS# 1071301
Type: Condo
Complex Name: Newport Harbor Marina
Beds: 0 Beds
Baths: 0 Full / 0 Half
Living Area: 0 sq. ft.
Style Type: Slip
Listed by: Gordon King WILLIAM RAVEIS CHAPMAN ENSTONE
Office: 401-846-3800
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$159,000 Mortgage Calculator
0 JULIANA DR
Cranston, RI / 02921
MLS# 1045401
Type: Vacant Land
Neighborhood: WESTERN
Lot Frontage: 277 ft.
Lot Size: 79,972 sq. ft.
Lot Type: Residential, Total Residential Development
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$600,000 Mortgage Calculator
0 JOHNNYCAKE LANE
Portsmouth, RI / 02871
MLS# 982390
Type: Vacant Land
Neighborhood: WATER STREET
Lot Frontage: 129 ft.
Lot Size: 41,031 sq. ft.
Lot Type: Residential
Listed by: Shirley Kosoff KELLER WILLIAMS RLTY NEWPORT
Office: 401-845-9200
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$99,900 Mortgage Calculator
43 BULLOCKS POINT AV
East Providence, RI / 02915
MLS# 1063480
Type: Condo
Complex Name: STONEGATE
Beds: 2 Beds
Baths: 1 Full / 1 Half
Living Area: 942 sq. ft.
Style Type: One Level
Listed by: Joyce Motta East Bay Real Estate
Office: 401-253-2983
Click here for Wells Fargo -Heath Lefort
 
Liz Kettelle RE/MAX Central - Providing top notch real estate services to RI buyers and sellers.
Thinking about home improvement? Whether you're building your dream home or updating a kitchen or replacing an old floor, do it yourself and save. The remodeling and home building bargains are here at Builders Surplus! Click here for Picerne Homes
Lila Delman - Serving buyers and sellers of fine properties since 1964. Click here for Washington Trust - RI's bank of choice for mortgages!

Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.

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