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$169,900 Mortgage Calculator
47 SHERWOOD AV
Warwick, RI / 02888
MLS# 1069049
Type: Single Family
Neighborhood: NORWOOD
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,224 sq. ft.
Lot Size: 8,500 sq. ft.
Listed by: Brian Dupont Real Estate Masters, Inc.
Office: 401-738-1130
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$313,500 Mortgage Calculator
8 WOODVALE DR
Johnston, RI / 02919
MLS# 1078762
Type: Single Family
Neighborhood: WOODVALE/BROWN AVE/SCITUATE LINE
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 1,896 sq. ft.
Lot Size: 31,435 sq. ft.
Listed by: Laurie Audet Keller Williams Realty
Office: 401-785-1700
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$499,000 Mortgage Calculator
18 MAPLE AV
Narragansett, RI / 02882
MLS# 1070266
Type: Single Family
Neighborhood: SAND HILL COVE
Beds: 4 Beds
Baths: 3 Full / 0 Half
Living Area: 1,793 sq. ft.
Lot Size: 5,000 sq. ft.
Listed by: Ernie ESPOSITO RE/MAX FLAGSHIP, INC.
Office: 401-789-2255
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$189,900 Mortgage Calculator
101 GOVERNORS HILL
West Warwick, RI / 02893
MLS# 1072425
Type: Condo
Complex Name: GOVERNORS HILL
Beds: 2 Beds
Baths: 1 Full / 1 Half
Living Area: 2,196 sq. ft.
Style Type: Town House
Listed by: Norman TOBIN Real Estate Masters, Inc.
Office: 401-738-1130
Photos New Construction
$219,900 Mortgage Calculator
13 BENOIT ST
Coventry, RI / 02816
MLS# 1081308
Type: Single Family
Neighborhood: ANTHONY
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,176 sq. ft.
Lot Size: 16,568 sq. ft.
Listed by: John Ruzzo Stone Ridge Realty
Office: 401-397-7900
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$339,900 Mortgage Calculator
49 KEATS DR
North Kingstown, RI / 02852
MLS# 1078351
Type: Single Family
Neighborhood: NORTHBRIAR/QUIDNESSETT
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 2,690 sq. ft.
Lot Size: 30,640 sq. ft.
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$169,000 Mortgage Calculator
0 SULLIVAN LANE
Bristol, RI / 02809
MLS# 1054973
Type: Vacant Land
Neighborhood: FERNCLIFF
Lot Frontage: 100 ft.
Lot Size: 25,333 sq. ft.
Lot Type: Residential
Listed by: Dory Skemp Coldwell Banker Res. Brokerage
Office: 401-247-0202
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$258,900 Mortgage Calculator
7 HONEY LOCUST CT
Coventry, RI / 02816
MLS# 1071628
Type: Single Family
Neighborhood: RED OAK ESTATES
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,308 sq. ft.
Lot Size: 14,000 sq. ft.
Listed by: Frank ANTONETTI Real Estate Masters, Inc.
Office: 401-738-1130
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$87,077 Mortgage Calculator
28 - 30 ARMINGTON AV
Providence, RI / 02908
MLS# 1068827
Type: Multi-Family
Neighborhood: MOUNT PLEASANT
# of Units: 2
Total Beds: | Unit1(2), Unit2(3), Beds
Total Baths: 3 | Unit1(1), Unit2(2), Full
Building Area: 1,693 sq. ft.
Listed by: Neil ZARTARIAN GREATER R.I. PROPERTIES, LLC
Office: 401-295-4050
Photos 360 View Handicap
$234,900 Mortgage Calculator
175 HOFFMAN AV
Cranston, RI / 02920
MLS# 1066160
Type: Condo
Complex Name: EAST BEL AIR
Beds: 2 Beds
Baths: 3 Full / 0 Half
Living Area: 1,978 sq. ft.
Style Type: One Level, High Rise
Listed by: Marilyn DePetrillo RE/MAX Professionals
Office: 401-884-6050
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Are You Ready to Buy?

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make.

One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.

Do You Know What You Want?

Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?

Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.

Is Your Financial House in Order?

Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.

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