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$62,900 Mortgage Calculator
0 HOWARD AV
Coventry, RI / 02816
MLS# 1065958
Type: Vacant Land
Neighborhood: HARRIS
Lot Frontage: 120 ft.
Lot Size: 32,893 sq. ft.
Lot Type: Residential
Listed by: John Ruzzo Stone Ridge Realty
Office: 401-397-7900
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$319,900 Mortgage Calculator
41 WINDWARD WALK .
North Kingstown, RI / 02852
MLS# 1079423
Type: Single Family
Neighborhood: CEDARHURST/WICKFORD
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 2,276 sq. ft.
Lot Size: 24,829 sq. ft.
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$999,000 Mortgage Calculator
185 RUMSTICK RD
Barrington, RI / 02806
MLS# 1078069
Type: Single Family
Neighborhood: RUMSTICK POINT
Beds: 4 Beds
Baths: 4 Full / 0 Half
Living Area: 5,310 sq. ft.
Lot Size: 45,698 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$289,900 Mortgage Calculator
14 WEST GLEN LANE
West Warwick, RI / 02893
MLS# 1074881
Type: Condo
Complex Name: COTTAGES AT WEST GLEN
Beds: 2 Beds
Baths: 2 Full / 0 Half
Living Area: 1,525 sq. ft.
Style Type: One Level
Listed by: Brian Dupont Real Estate Masters, Inc.
Office: 401-738-1130
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$424,900 Mortgage Calculator
891 TOWER HILL RD
North Kingstown, RI / 02852
MLS# 1071572
Type: Commercial
Neighborhood:
# of Buildings: 1
Total Sq Ft: 1,350 sq. ft.
Building Type: Commercial
Listed by: Debbie Grimaldi RE/MAX 1st Choice
Office: 401-943-6111
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$379,900 Mortgage Calculator
877 HARTFORD AV
Johnston, RI / 02919
MLS# 1069491
Type: Single Family
Neighborhood: WINDSOR HILLS
Beds: 3 Beds
Baths: 3 Full / 0 Half
Living Area: 4,257 sq. ft.
Lot Size: 27,197 sq. ft.
Listed by: Ronnie TOSONI RE/MAX Professionals
Office: 401-884-6050
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$424,900 Mortgage Calculator
2 SPYGLASS CIR
Hopkinton, RI / 02832
MLS# 1058152
Type: Condo
Complex Name: RESIDENCES@FENNER HILL
Beds: 2 Beds
Baths: 2 Full / 1 Half
Living Area: 2,800 sq. ft.
Style Type: Town House
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$279,900 Mortgage Calculator
199 HEMLOCK RD
South Kingstown, RI / 02879
MLS# 1067410
Type: Single Family
Neighborhood: OCEAN RIDGE
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,976 sq. ft.
Lot Size: 11,326 sq. ft.
Listed by: Michael Rocchio Lighthouse Real Estate Group
Office: 401-789-6700
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$329,900 Mortgage Calculator
161 WINCHESTER DR
South Kingstown, RI / 02879
MLS# 1068733
Type: Single Family
Neighborhood: WINCHESTER DR./POND ST
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,408 sq. ft.
Lot Size: 10,019 sq. ft.
Listed by: Jason Saphire The Entry Only Listing Service
Office: 877-249-5478
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$139,900 Mortgage Calculator
143 HOFFMAN AV
Cranston, RI / 02920
MLS# 1060682
Type: Condo
Complex Name: PARKWOOD EAST
Beds: 2 Beds
Baths: 2 Full / 0 Half
Living Area: 1,107 sq. ft.
Style Type: One Level, High Rise
Listed by: Jeanie Gorrie Residential Properties LTD.
Office: 401-885-8400
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Buying a Home

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make; and selling a home is equally straining. However, there are guidelines that both homebuyers and sellers can follow to make their deal as efficient as possible.

First, homesellers should be realistic in setting the price by studying comparable home prices. At the same time, homebuyers should keep their offer simple, focusing on the sale price and closing cost liability. The buyer can also ask the seller to assist in paying closing costs, which will not only provide some relief for the buyer but also make it easier to sell the home. Buyers must also remember that their original offer will not always be the actual price, and they should begin negotiating at about 90 percent of the asking price.

In terms of resources, buyers should recognize the importance of their real estate agent; and they should also use the Internet to evaluate the local market, while relying on an agent or lender for the rest of the transaction.

Financing is also important, and homebuyers should start by obtaining a credit score. If they do not plan on living in the home for a long time, buyers should consider an adjustable-rate mortgage. They may also want to limit the size of their down payment and use the money in other areas.

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