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$339,000 Mortgage Calculator
35 FORBES ST
Providence, RI / 02908
MLS# 1119767
Type: Single Family
Neighborhood: ELMHURST
Beds: 3 Beds
Baths: 2 Full / 2 Half
Living Area: 2,544 sq. ft.
Lot Size: 4,791 sq. ft.
Listed by: Deb Hackett RE/MAX Town & Country
Office: 401-333-0020
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$449,000 Mortgage Calculator
33 WALTER ST
Barrington, RI / 02806
MLS# 1114207
Under Contract Status: Soliciting Back-up Offers
Type: Single Family
Neighborhood: NAYATT SCHOOL DISTRICT
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 2,000 sq. ft.
Lot Size: 7,500 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$649,000 Mortgage Calculator
19 PHEASANT RUN
North Kingstown, RI / 02874
MLS# 1118585
Type: Single Family
Neighborhood: QUAIL HOLLOW
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 5,118 sq. ft.
Lot Size: 80,150 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$689,900 Mortgage Calculator
22 STEBER WY
Rehoboth, MA / 02769
MLS# 1116761
Type: Single Family
Neighborhood: SOUTH REHOBOTH
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 3,573 sq. ft.
Lot Size: 63,597 sq. ft.
Listed by: Scott Nagy The Mello Group, Inc.
Office: 508-640-0505
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$269,900 Mortgage Calculator
54 OSCEOLA AV
Warwick, RI / 02888
MLS# 1109478
Under Contract Status: Soliciting Back-up Offers
Type: Single Family
Neighborhood: GASPEE
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 1,812 sq. ft.
Lot Size: 4,500 sq. ft.
Listed by: Jeff St. Germain Keller Williams Realty
Office: 401-785-1700
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$768,500 Mortgage Calculator
65 CEDAR LANE
Jamestown, RI / 02835
MLS# 1108284
Type: Single Family
Neighborhood: JAMESTOWN
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,028 sq. ft.
Lot Size: 50,530 sq. ft.
Listed by: Brian Dupont Real Estate Masters, Inc.
Office: 401-738-1130
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$2,875,000 Mortgage Calculator
54 BUCKNAM RD
Richmond, RI / 02894
MLS# 1119795
Type: Single Family
Neighborhood: WOOD RIVER
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 2,900 sq. ft.
Lot Size: 6,873,768 sq. ft.
Listed by: Allen Gammons BHHS Gammons Realty
Office: 401-886-6100
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$222,900 Mortgage Calculator
83 LOOKOUT AV
Johnston, RI / 02919
MLS# 1099317
Type: Single Family
Neighborhood: CENTRAL JOHNSTON
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,721 sq. ft.
Lot Size: 8,276 sq. ft.
Listed by: Kathy Souza RE/MAX Preferred
Office: 401-353-2200
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$459,000 Mortgage Calculator
61 HAMILTON FARM RD
North Kingstown, RI / 02852
MLS# 1114590
Type: Condo
Complex Name: Hamilton Farm Condomin
Beds: 2 Beds
Baths: 3 Full / 0 Half
Living Area: 2,550 sq. ft.
Style Type: One Level
Listed by: Robert Marcello Fieldstone Properties, Inc.
Office: 401-295-0300
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$849,900 Mortgage Calculator
193 SUMMIT VIEW LANE
North Kingstown, RI / 02852
MLS# 1125025
Type: Single Family
Neighborhood: HARBOUR RIDGE/WICKFORD
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,601 sq. ft.
Lot Size: 40,075 sq. ft.
Listed by: Allen Gammons BHHS Gammons Realty
Office: 401-886-6100
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Buying a Home

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make; and selling a home is equally straining. However, there are guidelines that both homebuyers and sellers can follow to make their deal as efficient as possible.

First, homesellers should be realistic in setting the price by studying comparable home prices. At the same time, homebuyers should keep their offer simple, focusing on the sale price and closing cost liability. The buyer can also ask the seller to assist in paying closing costs, which will not only provide some relief for the buyer but also make it easier to sell the home. Buyers must also remember that their original offer will not always be the actual price, and they should begin negotiating at about 90 percent of the asking price.

In terms of resources, buyers should recognize the importance of their real estate agent; and they should also use the Internet to evaluate the local market, while relying on an agent or lender for the rest of the transaction.

Financing is also important, and homebuyers should start by obtaining a credit score. If they do not plan on living in the home for a long time, buyers should consider an adjustable-rate mortgage. They may also want to limit the size of their down payment and use the money in other areas.