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$597,900 Mortgage Calculator
621 PENDAR RD
North Kingstown, RI / 02852
MLS# 1063920
Type: Single Family
Neighborhood: QUAIL HOLLOW
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,076 sq. ft.
Lot Size: 121,532 sq. ft.
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$114,900 Mortgage Calculator
650 EAST GREENWICH AV
West Warwick, RI / 02893
MLS# 1083629
Type: Condo
Complex Name: Quaker Valley
Beds: 2 Beds
Baths: 2 Full / 0 Half
Living Area: 1,152 sq. ft.
Style Type: One Level
Listed by: Ronnie TOSONI RE/MAX Professionals
Office: 401-884-6050
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$189,900 Mortgage Calculator
2419 CRANSTON ST
Cranston, RI / 02920
MLS# 1087991
Type: Single Family
Neighborhood: MESHANTICUT
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 1,230 sq. ft.
Lot Size: 4,787 sq. ft.
Listed by: Gayle Moone Real Estate Masters, Inc.
Office: 401-738-1130
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$219,900 Mortgage Calculator
94 RADCLIFFE AV
Providence, RI / 02908
MLS# 1083764
Type: Single Family
Neighborhood: LASALLE NEIGHBORHOOD
Beds: 4 Beds
Baths: 1 Full / 1 Half
Living Area: 2,033 sq. ft.
Lot Size: 0 sq. ft.
Listed by: Clare Kearney RE/MAX Cityside
Office: 401-277-9700
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$154,900 Mortgage Calculator
49 COLONIAL AV
Tiverton, RI / 02878
MLS# 1077233
Type: Single Family
Neighborhood: TOWN CENTER
Beds: 2 Beds
Baths: 1 Full / 0 Half
Living Area: 780 sq. ft.
Lot Size: 13,007 sq. ft.
Listed by: Dan Saffer Westchester Properties
Office: 401-954-4811
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$379,900 Mortgage Calculator
180 COWESETT GREEN DR
Warwick, RI / 02886
MLS# 1084239
Type: Single Family
Neighborhood: COWESETT GREEN
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 2,292 sq. ft.
Lot Size: 19,127 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
Photos New Construction
$444,000 Mortgage Calculator
5 KELLIE ANN CT
Seekonk, MA / 02771
MLS# 1061463
Type: Single Family
Neighborhood: ORCHARD ESTATES
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 2,320 sq. ft.
Lot Size: 15,193 sq. ft.
Listed by: Alyson Roslonek The Mello Group, Inc.
Office: 508-640-0505
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$99,900 Mortgage Calculator
43 BULLOCKS POINT AV
East Providence, RI / 02915
MLS# 1063480
Type: Condo
Complex Name: STONEGATE
Beds: 2 Beds
Baths: 1 Full / 1 Half
Living Area: 942 sq. ft.
Style Type: One Level
Listed by: Joyce Motta East Bay Real Estate
Office: 401-253-2983
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$1,299,000 Mortgage Calculator
1 SPINNAKER DR
Barrington, RI / 02806
MLS# 1085582
Type: Single Family
Neighborhood: NAYATT POINT
Beds: 5 Beds
Baths: 3 Full / 1 Half
Living Area: 4,300 sq. ft.
Lot Size: 40,280 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
Photos New Construction
$348,900 Mortgage Calculator
160 ALLEGRA LANE
North Kingstown, RI / 02852
MLS# 1073707
Type: Condo
Complex Name: SLOCUM HEIGHTS
Beds: 2 Beds
Baths: 2 Full / 0 Half
Living Area: 1,600 sq. ft.
Style Type: One Level
Listed by: Bob Medeiros Watermark Realty, LLC
Office: 401-921-5300
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Buying a Home

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make; and selling a home is equally straining. However, there are guidelines that both homebuyers and sellers can follow to make their deal as efficient as possible.

First, homesellers should be realistic in setting the price by studying comparable home prices. At the same time, homebuyers should keep their offer simple, focusing on the sale price and closing cost liability. The buyer can also ask the seller to assist in paying closing costs, which will not only provide some relief for the buyer but also make it easier to sell the home. Buyers must also remember that their original offer will not always be the actual price, and they should begin negotiating at about 90 percent of the asking price.

In terms of resources, buyers should recognize the importance of their real estate agent; and they should also use the Internet to evaluate the local market, while relying on an agent or lender for the rest of the transaction.

Financing is also important, and homebuyers should start by obtaining a credit score. If they do not plan on living in the home for a long time, buyers should consider an adjustable-rate mortgage. They may also want to limit the size of their down payment and use the money in other areas.

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