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$149,900 Mortgage Calculator
36 LINDY AV
Warwick, RI / 02889
MLS# 1081133
Type: Single Family
Neighborhood: CHURCH AVE / HOXIE
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,084 sq. ft.
Lot Size: 7,500 sq. ft.
Listed by: Jack Silberman Adaptive Real Estate
Office: 401-578-4648
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$525,000 Mortgage Calculator
41 HAWTHORNE AV
Barrington, RI / 02806
MLS# 1074599
Type: Single Family
Neighborhood: HARBOUR'S - RUMSTICK
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 1,984 sq. ft.
Lot Size: 12,588 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$169,900 Mortgage Calculator
76 SEVENTH ST
East Providence, RI / 02914
MLS# 1077231
Type: Single Family
Neighborhood: PIERCE FIELD
Beds: 3 Beds
Baths: 1 Full / 1 Half
Living Area: 1,262 sq. ft.
Lot Size: 4,009 sq. ft.
Listed by: Dan Saffer Westchester Properties
Office: 401-954-4811
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$354,500 Mortgage Calculator
36 WILLIAMS CROSSING RD
Coventry, RI / 02827
MLS# 1068386
Type: Single Family
Neighborhood: GREENE
Beds: 3 Beds
Baths: 3 Full / 0 Half
Living Area: 3,218 sq. ft.
Lot Size: 146,362 sq. ft.
Listed by: Raquel Storti Keller Williams Realty
Office: 401-785-1700
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$1,095,000 Mortgage Calculator
30 LENIHAN LANE
East Greenwich, RI / 02818
MLS# 1086417 NEW
Type: Single Family
Neighborhood: THE WOODS
Beds: 4 Beds
Baths: 5 Full / 1 Half
Living Area: 7,266 sq. ft.
Lot Size: 44,694 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
Photos New Construction
$159,900 Mortgage Calculator
814 GREENVILLE AV
Johnston, RI / 02919
MLS# 1062022
Type: Single Family
Neighborhood: SMITHFIELD LINE
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,632 sq. ft.
Lot Size: 8,800 sq. ft.
Listed by: Dan Saffer Westchester Properties
Office: 401-954-4811
Photos New Construction
$339,900 Mortgage Calculator
72 PARKER ST
Glocester, RI / 02814
MLS# 1063728
Type: Single Family
Neighborhood: WATERMAN LAKE PLAT
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 2,060 sq. ft.
Lot Size: 33,624 sq. ft.
Listed by: Ed Duffy RE/MAX Properties
Office: 401-232-3900
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$224,900 Mortgage Calculator
31 SPRUCE RD
South Kingstown, RI / 02879
MLS# 1075685
Type: Single Family
Neighborhood: OCEAN RIDGE
Beds: 2 Beds
Baths: 1 Full / 0 Half
Living Area: 736 sq. ft.
Lot Size: 6,970 sq. ft.
Listed by: Gayle Moone Real Estate Masters, Inc.
Office: 401-738-1130
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$1,299,000 Mortgage Calculator
1 SPINNAKER DR
Barrington, RI / 02806
MLS# 1085582
Type: Single Family
Neighborhood: NAYATT POINT
Beds: 5 Beds
Baths: 3 Full / 1 Half
Living Area: 4,300 sq. ft.
Lot Size: 40,280 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$329,900 Mortgage Calculator
161 WINCHESTER DR
South Kingstown, RI / 02879
MLS# 1068733
Type: Single Family
Neighborhood: WINCHESTER DR./POND ST
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,408 sq. ft.
Lot Size: 10,019 sq. ft.
Listed by: Jason Saphire The Entry Only Listing Service
Office: 877-249-5478
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Buying a Home

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make; and selling a home is equally straining. However, there are guidelines that both homebuyers and sellers can follow to make their deal as efficient as possible.

First, homesellers should be realistic in setting the price by studying comparable home prices. At the same time, homebuyers should keep their offer simple, focusing on the sale price and closing cost liability. The buyer can also ask the seller to assist in paying closing costs, which will not only provide some relief for the buyer but also make it easier to sell the home. Buyers must also remember that their original offer will not always be the actual price, and they should begin negotiating at about 90 percent of the asking price.

In terms of resources, buyers should recognize the importance of their real estate agent; and they should also use the Internet to evaluate the local market, while relying on an agent or lender for the rest of the transaction.

Financing is also important, and homebuyers should start by obtaining a credit score. If they do not plan on living in the home for a long time, buyers should consider an adjustable-rate mortgage. They may also want to limit the size of their down payment and use the money in other areas.

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