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$120,000 Mortgage Calculator
1800 DOUGLAS AV
North Providence, RI / 02904
MLS# 1080912
Type: Condo
Complex Name: COVE AT WENSCOTT
Beds: 1 Beds
Baths: 1 Full / 0 Half
Living Area: 800 sq. ft.
Style Type: One Level
Listed by: Debbie Grimaldi RE/MAX 1st Choice
Office: 401-943-6111
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$204,900 Mortgage Calculator
13 BENOIT ST
Coventry, RI / 02816
MLS# 1081308
Type: Single Family
Neighborhood: ANTHONY
Beds: 3 Beds
Baths: 1 Full / 0 Half
Living Area: 1,176 sq. ft.
Lot Size: 16,568 sq. ft.
Listed by: John Ruzzo Stone Ridge Realty
Office: 401-397-7900
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$2,850,000 Mortgage Calculator
294 RUMSTICK RD
Barrington, RI / 02806
MLS# 1082277
Type: Single Family
Neighborhood: RUMSTICK POINT
Beds: 5 Beds
Baths: 4 Full / 3 Half
Living Area: 9,012 sq. ft.
Lot Size: 71,250 sq. ft.
Listed by: Nancy Weaver Residential Properties, Ltd.
Office: 401-245-9600
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$154,900 Mortgage Calculator
49 COLONIAL AV
Tiverton, RI / 02878
MLS# 1077233
Type: Single Family
Neighborhood: TOWN CENTER
Beds: 2 Beds
Baths: 1 Full / 0 Half
Living Area: 780 sq. ft.
Lot Size: 13,007 sq. ft.
Listed by: Dan Saffer Westchester Properties
Office: 401-954-4811
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$354,500 Mortgage Calculator
36 WILLIAMS CROSSING RD
Coventry, RI / 02827
MLS# 1068386
Type: Single Family
Neighborhood: GREENE
Beds: 3 Beds
Baths: 3 Full / 0 Half
Living Area: 3,218 sq. ft.
Lot Size: 146,362 sq. ft.
Listed by: Raquel Storti Keller Williams Realty
Office: 401-785-1700
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$379,900 Mortgage Calculator
180 COWESETT GREEN DR
Warwick, RI / 02886
MLS# 1084239
Type: Single Family
Neighborhood: COWESETT GREEN
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 2,292 sq. ft.
Lot Size: 19,127 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$435,000 Mortgage Calculator
35 MOHAWK DR
Portsmouth, RI / 02871
MLS# 1073456
Type: Single Family
Neighborhood: OFF INDIAN AVENUE
Beds: 4 Beds
Baths: 2 Full / 0 Half
Living Area: 3,515 sq. ft.
Lot Size: 19,745 sq. ft.
Listed by: Nancy Crockett Crockett Realty, Inc.
Office: 401-741-5920
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$219,900 Mortgage Calculator
94 RADCLIFFE AV
Providence, RI / 02908
MLS# 1083764
Type: Single Family
Neighborhood: LASALLE NEIGHBORHOOD
Beds: 4 Beds
Baths: 1 Full / 1 Half
Living Area: 2,033 sq. ft.
Lot Size: 0 sq. ft.
Listed by: Clare Kearney RE/MAX Cityside
Office: 401-277-9700
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$349,900 Mortgage Calculator
37 OLD NORTH RD
Coventry, RI / 02816
MLS# 1086905
Type: Single Family
Neighborhood: OFF TIOGUE AVE
Beds: 3 Beds
Baths: 2 Full / 1 Half
Living Area: 1,700 sq. ft.
Lot Size: 10,000 sq. ft.
Listed by: Gayle Moone Real Estate Masters, Inc.
Office: 401-738-1130
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$234,900 Mortgage Calculator
175 HOFFMAN AV
Cranston, RI / 02920
MLS# 1066160
Type: Condo
Complex Name: EAST BEL AIR
Beds: 2 Beds
Baths: 3 Full / 0 Half
Living Area: 1,978 sq. ft.
Style Type: One Level, High Rise
Listed by: Marilyn DePetrillo RE/MAX Professionals
Office: 401-884-6050
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Buying a Home

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make; and selling a home is equally straining. However, there are guidelines that both homebuyers and sellers can follow to make their deal as efficient as possible.

First, homesellers should be realistic in setting the price by studying comparable home prices. At the same time, homebuyers should keep their offer simple, focusing on the sale price and closing cost liability. The buyer can also ask the seller to assist in paying closing costs, which will not only provide some relief for the buyer but also make it easier to sell the home. Buyers must also remember that their original offer will not always be the actual price, and they should begin negotiating at about 90 percent of the asking price.

In terms of resources, buyers should recognize the importance of their real estate agent; and they should also use the Internet to evaluate the local market, while relying on an agent or lender for the rest of the transaction.

Financing is also important, and homebuyers should start by obtaining a credit score. If they do not plan on living in the home for a long time, buyers should consider an adjustable-rate mortgage. They may also want to limit the size of their down payment and use the money in other areas.

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