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$325,000 Mortgage Calculator
217 LAFAYETTE ST
Pawtucket, RI / 02860
MLS# 1099811
Type: Single Family
Neighborhood: OAK HILL / EAST SIDE
Beds: 4 Beds
Baths: 2 Full / 0 Half
Living Area: 1,447 sq. ft.
Lot Size: 5,000 sq. ft.
Listed by: Ted Ngo William Raveis Chapman Enstone
Office: 401-751-8100
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$529,000 Mortgage Calculator
3 PRIMROSE LANE
Rehoboth, MA / 02769
MLS# 1063746
Type: Single Family
Neighborhood: THE PRESERVE
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,800 sq. ft.
Lot Size: 60,000 sq. ft.
Listed by: Jennifer Mello The Mello Group, Inc.
Office: 508-640-0505
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$189,900 Mortgage Calculator
124 WALLER ST
Providence, RI / 02908
MLS# 1098156
Type: Single Family
Neighborhood: MOUNT PLEASANT
Beds: 4 Beds
Baths: 2 Full / 0 Half
Living Area: 2,354 sq. ft.
Lot Size: 6,098 sq. ft.
Listed by: Joan M. Bianco Independent Brks Realty Of RI
Office: 401-942-5600
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$22,900 Mortgage Calculator
0 HOME ST
West Warwick, RI / 02893
MLS# 1084162
Type: Vacant Land
Neighborhood: ARTIC
Lot Frontage: 50 ft.
Lot Size: 5,000 sq. ft.
Lot Type: Residential
Listed by: Ronnie TOSONI RE/MAX Professionals
Office: 401-884-6050
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$309,000 Mortgage Calculator
96 KENSON DR
East Greenwich, RI / 02818
MLS# 1097871
Type: Single Family
Neighborhood: DEDFORD OFF 1ST AVE
Beds: 4 Beds
Baths: 2 Full / 0 Half
Living Area: 1,512 sq. ft.
Lot Size: 12,552 sq. ft.
Listed by: Janis CAPPELLO COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$599,999 Mortgage Calculator
50 WILDWOOD CT
North Kingstown, RI / 02874
MLS# 1093608
Type: Single Family
Neighborhood: HOLLY HILLS
Beds: 4 Beds
Baths: 3 Full / 1 Half
Living Area: 4,430 sq. ft.
Lot Size: 197,762 sq. ft.
Listed by: Rhonda De La Cerda Randall Realtors Real Living
Office: 401-294-4000
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$114,900 Mortgage Calculator
5 BRIDGETTE LANE
Westerly, RI / 02891
MLS# 1098836
Type: Vacant Land
Neighborhood: MILL ROSE HEIGHTS
Lot Frontage: 200 ft.
Lot Size: 40,000 sq. ft.
Lot Type: Residential
Listed by: Allen Gammons PRUDENTIAL GAMMONS REALTY
Office: 401-886-6100
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$189,900 Mortgage Calculator
35 HEWETT ST
Warwick, RI / 02889
MLS# 1094415
Type: Single Family
Neighborhood: WARWICK / BRUSHNECK COVE
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,450 sq. ft.
Lot Size: 5,480 sq. ft.
Listed by: Tony Verdi COLDWELL BANKER RESIDENTIAL BR
Office: 401-884-8050
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$359,000 Mortgage Calculator
100 QUAKER LANE
Scituate, RI / 02857
MLS# 1099878
Type: Single Family
Neighborhood: NORTH SCITUATE
Beds: 3 Beds
Baths: 2 Full / 0 Half
Living Area: 1,732 sq. ft.
Lot Size: 210,168 sq. ft.
Listed by: Heather Realejo Keller Williams Realty NRI
Office: 401-333-4900
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$474,000 Mortgage Calculator
1841 MINISTERIAL RD
South Kingstown, RI / 02879
MLS# 1081510
Type: Single Family
Neighborhood: CURTIS CORNER & WORDENS POND
Beds: 4 Beds
Baths: 2 Full / 1 Half
Living Area: 3,918 sq. ft.
Lot Size: 102,366 sq. ft.
Listed by: Marie Theriault RE/MAX FLAGSHIP, INC.
Office: 401-789-2255
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Buying a Home

Buying a home is considered one of the most complicated and stressful financial transactions a consumer will ever make; and selling a home is equally straining. However, there are guidelines that both homebuyers and sellers can follow to make their deal as efficient as possible.

First, homesellers should be realistic in setting the price by studying comparable home prices. At the same time, homebuyers should keep their offer simple, focusing on the sale price and closing cost liability. The buyer can also ask the seller to assist in paying closing costs, which will not only provide some relief for the buyer but also make it easier to sell the home. Buyers must also remember that their original offer will not always be the actual price, and they should begin negotiating at about 90 percent of the asking price.

In terms of resources, buyers should recognize the importance of their real estate agent; and they should also use the Internet to evaluate the local market, while relying on an agent or lender for the rest of the transaction.

Financing is also important, and homebuyers should start by obtaining a credit score. If they do not plan on living in the home for a long time, buyers should consider an adjustable-rate mortgage. They may also want to limit the size of their down payment and use the money in other areas.

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